Terms

Terms of use

Susman Insurance Agency, licensed in California to sell insurance (License 0B75129), runs this website. It distributes information on life insurance and an engine for obtaining carrier quotes based on the information you supply.

Quotations are informational only. Rates shown are carrier quotes for your selected category offered as information. They aren't an insurance commitment, price guarantee, or assurance of eligibility. Underwriting by the carrier determines the final rate, category, and approval; the policy document controls coverage.

No coverage begins here. Asking for a quote, filling out an application, or submitting a contact message does not activate any coverage. Coverage comes into existence when a carrier issues a policy, you approve it, and payment goes through.

Availability and changes. Goods, companies, and costs fluctuate by state and individual and may shift without warning. Rates displayed apply to California applicants.

Not professional guidance. Content on this site is general knowledge and is not legal counsel, financial planning, or tax guidance. Check any important claims with a qualified adviser.

Third-party service. The apply page runs a separate application infrastructure operated by a third party under separate legal terms.